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Free demo available

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Multiple choices

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Practice test available

In our software version the unique point is that you can take part in the practice test before the real CA-Life-Accident-and-Health exam. You never know what you can till you try. It is universally acknowledged that mock examination is of great significance for those who are preparing for the exam since candidates can find deficiencies of their knowledge as well as their shortcomings in the practice test, so that they can enrich their knowledge before the real CA-Life-Accident-and-Health exam. What's more, it is inevitable that people would feel nervous when the exam is approaching, but the main cause of the tension is most lies with lacking of self-confidence. However, confidence in yourself is the first step on the road to success. Our mock exam provided by us can help every candidate to get familiar with the real CA-Life-Accident-and-Health exam, which is meaningful for you to take away the pressure and to build confidence in the approach.

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. A contract in which one party promises to indemnify another against loss that arises from an unknown event is

A) an insurance policy.
B) a restoration policy.
C) a hold-harmless agreement.
D) a retrocession agreement.

2. Any situation that presents the possibility of a loss is known as

A) a covered loss.
B) a loss exposure.
C) medical loss ratio.
D) consideration.

3. The cost of employer-provided group life insurance above $50,000 is

A) tax deductible by the employee.
B) taxable to the employer.
C) taxable as income to the employee.
D) tax exempt to the employee.

4. When is the automatic loan provision activated?

A) At the end of the incontestability period.
B) At the end of the free-look period.
C) On the premium due date.
OB. At the end of the grace period.

5. The theory of probability is applied to life insurance through the use of

A) mortality tables.
B) the human life value approach.
C) the needs approach.
D) morbidity tables.

Solutions: