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ACAMS CAMS7 Deutsch Exam Syllabus Topics:

SectionWeightObjectives
Understanding Risks and Methods of Financial Crime26%- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
- Sanctions regimes and compliance risks
  • 1. Risk identification and mitigation
  • 2. UN, EU, OFAC frameworks
- Terrorism financing and proliferation financing
  • 1. Sources and mechanisms
  • 2. Distinctions from money laundering
- Money laundering stages and techniques
  • 1. Methods across financial sectors and businesses
  • 2. Placement, layering, integration
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. USA PATRIOT Act and extraterritorial laws
  • 2. EU AML Directives
- International standards and bodies
  • 1. Basel Committee, Wolfsberg Group, UN conventions
  • 2. FATF 40 Recommendations
- Governance, accountability and ethics
  • 1. Ethical obligations and professional standards
  • 2. Roles of board, senior management and compliance function
Tools, Technologies and Investigations22%- Remediation and response
  • 1. Corrective actions and regulatory engagement
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance
- Investigation processes and evidence handling
  • 1. Cooperation with authorities and information sharing
  • 2. Case management and escalation
Building and Managing Anti-Financial Crime Compliance Programs28%- Training, awareness and internal communication
- Audit, testing and continuous improvement
- Monitoring, reporting and record keeping
  • 1. Suspicious activity reporting (SAR/STR)
  • 2. Transaction monitoring and alert management
  • 3. Legal record retention requirements
- Program framework and policies
  • 1. Risk assessment and risk-based approach
  • 2. Policies, procedures and controls design
- Customer due diligence and know-your-customer
  • 1. politically exposed persons and high-risk clients
  • 2. CDD, EDD, beneficial ownership identification

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Deutsch Version) Sample Questions:

Question #1

Welche der folgenden Elemente sind Schlüsselkomponenten des Know Your Customer (KYC)-Prozesses? (Wählen Sie zwei aus.)

  • A. Überprüfung des Bewusstseins des Kunden für Finanzkriminalität
  • B. Sammeln der notwendigen Dokumente zur Überprüfung der Richtigkeit der Informationen
  • C. Bitte um die Bereitstellung einer Liste unmittelbarer Familienangehöriger
  • D. Erkundigung nach der Vermögens- und Geldquelle
Reveal Solution  Discussion  0

Correct Answer: B,D  🗳️

Question #2

Technologie hat das Potenzial, die Effizienz und Effektivität von AML/CFT-Workflows zu steigern, indem sie:
(Zwei auswählen.)

  • A. Ermöglicht Analysten die automatische Suche in einer einzigen Instanz im Frontend.
  • B. Minimierung menschlicher Eingriffe bei sich wiederholenden Aufgaben, Erhöhung der Datengenauigkeit
  • C. Minimierung von Datenschutzbedenken durch minimierte menschliche Eingriffe
  • D. Beseitigung von Rückständen durch die Fähigkeit, große Datenmengen zu verarbeiten
Reveal Solution  Discussion  0

Correct Answer: B,D  🗳️

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Question #3

Ein Finanzinstitut stellt ungewöhnliche Transaktionen mit gemeinnützigen Organisationen in Konfliktgebieten fest. Welchem ​​Risiko sollte besondere Aufmerksamkeit gewidmet werden?

  • A. Hypothekenausfallrisiko
  • B. Missbrauch der Terrorismusfinanzierung
  • C. Marktvolatilitätsrisiko
  • D. Risiko der Verbraucherkreditbewertung
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #4

Der Eigentümer einer Immobilieninvestmentgesellschaft zahlt mehrere Bankschecks aus dem Verkauf zweier Wohnungen ein, die er über einen Zeitraum von drei Monaten bar bezahlt hat. Auf dieses Konto gehen außerdem mehrere elektronische Überweisungen von anderen Finanzinstituten im Wert von jeweils 10.000 US-Dollar ein.
Welche Aktivitäten gelten als verdächtig im Zusammenhang mit Geldwäsche?

  • A. Verwendung von Bankschecks bei Transaktionen mit dem Konto der Immobilieninvestmentgesellschaft
  • B. Verwendung von Bargeld zum Kauf mehrerer Bankschecks über einen bestimmten Zeitraum
  • C. Empfangen von elektronischen Überweisungen in Höhe von 10.000 US-Dollar von anderen Finanzinstituten
  • D. Durchführung von Geschäften mit Immobilieninvestmentgesellschaften
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Question #5

Was ist der Hauptvorteil eines risikobasierten Ansatzes bei der Zuweisung von Compliance-Ressourcen?

  • A. Es gewährleistet die Konzentration auf Hochrisikobereiche bei gleichzeitiger Aufrechterhaltung der Betriebseffizienz.
  • B. Es reduziert die Gesamtkosten von Compliance-Programmen.
  • C. Dadurch entfällt die Notwendigkeit regelmäßiger Audits bei Kunden mit geringem Risiko.
  • D. Es standardisiert Compliance-Prozesse in allen Regionen.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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