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Last Updated: Jul 31, 2026
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Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf
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To obtain the ACAMS CAMS certificate individuals must take and successfully pass the affiliated namesake CAMS exam, which requires individuals to go through a three-step process. This has been outlined below:
After an individual is found to be eligible and their application has been approved, they may go on to schedule their CAMS evaluation.
After gaining membership at ACAMS, individuals are required to submit an application form along with payment. To be eligible to send an application, individuals must meet the following requirements: hold an active ACAMS membership, have 40 ACAMS credits, possess an education (10 credits for associates, 20 credits for bachelors, 30 credits for masters, and 40 credits for JD, or PhD), possess work experience (10 credits for each year of work experience), and have training (1 credit for an hour of training in the field of financial crime).
Individuals may gain membership of ACAMS as individuals, as part of an enterprise, as public sector workers, or as part of a chapter. Members are required to make a standard membership payment.
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| Section | Objectives |
|---|---|
| Financial Crime Typologies and Risk | - Sanctions and embargo compliance - Risk assessment methodologies - Common money laundering typologies across industries |
| AML and CTF Fundamentals | - Money laundering and terrorist financing concepts - International AML/CTF standards and FATF recommendations - Stages and typologies of money laundering |
| Customer Due Diligence (CDD) and KYC | - Enhanced due diligence for high-risk customers - Customer identification and verification - Beneficial ownership and PEP screening |
| AML Compliance Framework | - Regulatory obligations and enforcement expectations - AML compliance program structure - Internal controls and governance |
| Transaction Monitoring and Reporting | - Suspicious Activity Reports (SAR) / STR filing - Suspicious activity detection and monitoring systems - Case management and investigation processes |
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